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Insurance?

AC400TX

By AC400TX
in General ATV Discussion

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AC400TX Contributor

AC400TX

Posted
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Does anybody else carry insurance on their ATV?

Progressive is the way to go if you're looking.

I just got liability/comp/collision with a $100 deductible, $1000 trailer coverage, $3000 accessory coverage, and uninsured motorist for $250/year on my 08 AC 400.

wheeler0801 Mentor

wheeler0801

Posted
Posted

good thinkin bot, there was another discussion about insurance in a previous forum....we don't have it, mainly because we race our quads and if you race them insurance barely covers anything.....

my advice would be:

read and know the policy you're getting and make sure its suitable for the kind of riding you do before you get it!!

ddierking Explorer

ddierking

Posted
Posted

I looked at a couple big names like progressive and called my local agent. It was cheaper going with the big names. Do you need insurance if all you want to protect it while at your home inside the garage? I need to find out if my homeowners insurance covers theft. I found quotes as cheap as $60 a year.

AC400TX Contributor

AC400TX

Posted
  • Author
Posted
I looked at a couple big names like progressive and called my local agent. It was cheaper going with the big names. Do you need insurance if all you want to protect it while at your home inside the garage? I need to find out if my homeowners insurance covers theft. I found quotes as cheap as $60 a year.

Most likely your homeowners will cover theft, vandalism, etc while on your property.

  • 3 years later...
oxidized_black Grand Master

oxidized_black

Posted
Posted

i think anywhere here in canada you must be insured, legally. if you drive on your own property, no. in ontario i had an acreage and great neighbors who also quadded so it was perfect. about 400 acres total between us. i also bought a trail pass, so i had to be insured and plated. money grab yes i know... ontario insurance was high, better rate if you have 500cc and under, just about double 500cc up. needless to say you saw alot of unders around.

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